Your Employees' Frontdoor to Benefits
Instant, accurate benefits answers - delivered by text or WhatsApp
Your company's HR & Benefits costs: +678910111213141516171819202122232425262728293031323334353637383940% in 2026
Employees struggle to navigate benefits - driving unnecessary costs
healthcare is the second biggest expense after payroll
lost per 1000 employees annually
of HR time spent on benefits questions
price variation within the same network and city
The hidden cost of employees not understanding their benefits
Emergency room visits for non-emergencies
Employees don't know where else to go, costing 10x more
Out-of-network surprises
Unexpected bills averaging $2,000+ per incident
Delayed care due to cost uncertainty
Leading to more expensive treatments later
Introducing Ultima
Ultra-accessible benefits solution that actually helps your employees and saves your company money
Instant Answers
Get clear, accurate responses in seconds to any benefits question
Best Value Care
Find quality care at the lowest cost for each specific case
Multi-Channel
SMS, WhatsApp, video/voice - no app download required
Available 24/7
Get help whenever you need it, day or night
Multilingual Support
Communicate in Spanish, Mandarin, Hindi, and 20+ languages. Every employee gets help in their preferred language.
Deep Analytics & Insights
Track usage patterns, identify cost-saving opportunities, and understand how employees navigate benefits to optimize your healthcare spend.
See Ultima in action
Connect with Ultima through your preferred messaging platform. No app downloads required - just instant healthcare guidance anywhere anytime.
Text Message
Get instant answers via SMS on any phone
Chat naturally with rich media support
Video/Voice Consultation
Or connect with Ultima through video/voice calls
Real Questions, Real Answers
"Is Dr. Thompson in-network?"
Ultima instantly checks your network and tells you if visits will be covered.
"How much will knee surgery cost me?"
Get personalized estimates based on your deductible status and plan coverage.
"Why was my claim denied?"
Understand rejections and get guidance on successful resubmission.
Built on Cutting-Edge Research
Ultima leverages breakthrough Stanford research in computable healthcare insurance, delivering unmatched accuracy in benefits navigation
100% Accuracy Guarantee
Powered by Stanford's breakthrough research in computable healthcare insurance, Ultima provides mathematically proven accurate benefits information every time.
Built by Industry Leaders
Our team brings together world-class engineers and researchers from the most innovative companies and institutions in technology and insurance
Engineering Excellence
AI Innovation
Research Leadership
Insurance Expertise